If you’re part of any online property investment forums, you would most likely see occasional chatter on setting up a trust to buy investment property as a suggested strategy for borrowers looking to extend their borrowing capacity.
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Borrowing capacity is the biggest enemy of anyone (maybe except self-employed borrower but that is another article) wanting to accumulate an investment portfolio of multi properties.
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When buying an investment property, one of the key decisions you need to make is, how many more do you want to buy?
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The more properties you hold, the more important it is to understand what you can and should be claiming. Here are the top 5 tax deductions every multi-property investor in Australia should know.
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Owning an investment property in Australia can be a powerful wealth-building strategy — and the good news is, the ATO allows you to claim a variety of deductions that can reduce your taxable income.
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When it comes to selling property in Australia, Capital Gains Tax (CGT) can take a fair chunk of your profit—unless you qualify for one of the applicable exemptions.
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This article delves into the multifaceted role of mortgage brokers in the home loan process, highlighting their importance in ensuring a smooth and advantageous financing experience for borrowers.
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As an Australian property owner or aspiring homebuyer, managing your finances effectively is crucial.
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In the competitive Australian property market, making your home stand out to potential buyers can significantly affect its sale price.
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Financial stress is a common issue that affecting more and more Australians. It can be particularly difficult when your income is not increasing at the same rate as inflation. This means that the cost of living is increasing, but your income is not keeping up.
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Deciding to buy an investment property is a major decision as it involves another financial commitment you need to meet. While it's a nice idea to own an investment property or two, knowing if you're ready to buy can be complicated as you need to factor in cost of unexpected expenses.
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Let’s explore why using mortgage brokers offer distinct advantages that can significantly benefit borrowers, with access to a wide range of lenders and expertise in navigating the complex mortgage landscape.
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In this article, we will guide you through the process of finding and selecting the right mortgage broker for your specific requirements.
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When we need a home loan, regardless if it’s to purchase or refinance a property, we tend to go to our existing banks as we feel that we have a relationship with either the brand, branch and occasionally with particular staff members themselves.
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Regardless of what comes first albeit children, marriage or real estate if you’re over the age of 18 you need a Will.
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With Australia moving towards an American styled open banking system, in the future, a good credit score will likely equate to getting a better interest rate with your home loan.
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Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation. Interest-only, fixed, variable, offset – finding the investment home loan that’s right for you can seem like a minefield of financial jargon and conditions.
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A home equity line of credit, also known as a LOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards
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