We get you a better home loan for the life of your mortgage.

loansHub is both a direct online mortgage broker and an innovative home loans monitoring platform that taps into smart technology to increase the transparency and efficiency of selecting and applying for a home loan, as well as continuing to ensure the best deal possible once the home loan is approved.

Independent from banks and accessible at just the click of a few buttons, loansHub offers you the ability to secure the best home loan deal based on your personal circumstances, at any given point in time – regardless of whether you’re a new or existing customer.

The story behind loansHub

With a banking career spanning 15 years, I have worked for two of the four major banks as well as one of Australia’s largest mutual banks. As a member of the banks business acquisition team, I saw how banks approached home loan customers wanting a mortgage for their Australian dream, and its banks interest first rather than the customers.  

As a mortgage manager, I knew, the best home loan deals were always offered to borrowers bringing new business to the banks and once a customer became an existing mortgage holder, they were, from that moment, at the mercy of the bank and the opportunity to get a better interest rate usually came only when the Reserve Bank of Australia (RBA) cut their rate or when they the customer threatened to leave the bank.

With lenders increasingly moving their home loan interest rates outside of RBA’s cash rate cycle, most existing borrowers are often stuck with higher home loan interest rates, while new borrowers receive better mortgage interest rate discounts and therefore benefit from lower mortgage repayments.

I decided it was time for the customers interest to be put first and set about developing a mortgage manager platform that would ensure every borrower, new and existing, could get the best home loan possible for the duration of their mortgage – and not just when they applied as a new customer with their bank.

Working together with my lead software developer, Ricky Kenny, loansHub was brought to life – a cutting-edge Personal Mortgage Management platform that works to challenge the traditional ‘set and forget’ approach of most mortgage broking services by actively seeking to find our customers a better home loan for life.

With loansHub, you will never have to worry about chasing your bank for a better deal ever again because our personal mortgage manage platform has your back and not the banks.

Why loansHub?

We are on your side, not the lenders

• You will never have to worry about chasing your bank for a better deal again. As long as you are with loansHub, our personal mortgage manager technology will get you a better home loan over the life of your mortgage.

• You will never pay a fees to settle your mortgage through loansHub, ever. Lenders pay us to process your mortgage on their behalf. In fact, we in turn give some of it back to our customers through promotions as loan cost rebates*

• We check for the best rate from among banks, credit unions and non-conforming lenders and offer you options without any sales spin

• We employ and train only the best finance advisers

• With loansHub as your personal mortgage manager, you’ll always be treated like a new customer, be it your 1st or 10th mortgage.

It’s easy

• Apply for a mortgage anytime, anywhere, on any device without making an appointment or having someone visit you at dinner time

• We collect comprehensive information and documents during our application process to make the loan processing stage fast and efficient

• You can track your loan application by logging into your profile

  
  
  

* Loan cost rebates is subject to loansHub T & C, minimum loan amount $250,000 and minimum loan terms apply.