First Home Buyer
Typically, someone who has not owned another property at any time during their residency in Australia
Purchase a Home
Primary use of the property being purchased would be as the main residence of the buyers
Purchase an Investment Property
The main use of the property being purchased would be to generate income, be it through short or long term rental arrangement.
Refinance a Home
The act of moving your existing residential loan to a new lender. There are two main types of refinancing; product change and cash-out refinance.
Refinance an Investment Property
The act of moving your existing investment loan to a new lender. Repayment for investment loan can be on interest only or principle & interest basis.
Investment Equity Loan
A line of credit that uses the value of a property as collateral. Repayment is only due on the amount drawn down and used and is typically Interest only basis.
Bridging Loan
A short-term loan, no greater than 12 months, taken out against one property to finance the purchase of a new property.
Construction Loan
A short-term loan taken to assist with the construction of a property. The loan is typically on interest only basis during the construction stage and secured by one or more securities.