When we need a home loan, regardless if it’s to purchase or refinance a property, we tend to go to our existing banks as we feel that we have a relationship with either the brand, branch and occasionally with particular staff members themselves.
Read MoreWith real estate agents increasingly encouraging sellers to take advantage of sellers’ market in-order to maximise their possible sale price, it’s no surprise sellers want to capitalise on bidder competition.
Read MoreWith the interest rates (cost) on offer for home loans at historically low levels, more and more borrowers are asking if they should fix their home loan and for how long?
Read MoreWe, Australians are a trusting bunch, even after the Banking Royal Commission in 2019 and the 2020 ACCC report on mortgages confirmed, what we all knew, banks don’t have our best interest at heart, most of us still stayed loyal and continue to miss out on a better financial outcome for our future selves.
Read MoreFor a savvy property buyer, good debt is any borrowed money which is used for investment purposes. Mind you, not just any investment i.e. buying part share is a greyhound syndicate doesn’t qualify as a good debt, the investment has to be income producing with a strong potential for capital growth over time.
Read MoreRegardless of what comes first albeit children, marriage or real estate if you’re over the age of 18 you need a Will.
Read MoreA home loan is usually the largest debt a person commits to during their lifetime, be it for a residential or an investment property purposes. Follow our tips to get the best interest rates for your home loan when refinancing.
Read MoreAt loansHub, we make getting a mortgage simple, easy and stress-free as possible.
Read MoreWhether you are selling, refinancing and making that final mortgage repayment on your home loan, you will need to discharge your mortgage from the lender if you want them to release their caveat on your property.
Read MoreMortgage applications typically require a lot of documents, loanshub.com.au request that the documents be uploaded during the application process to make your mortgage experience as efficient as possible.
Read MoreWith Australia moving towards an American styled open banking system, in the future, a good credit score will likely equate to getting a better interest rate with your home loan.
Read MorePaying off a mortgage early can save on interest, free up cash-flow each month and help you enjoy all the benefits of a debt-free lifestyle.
Read MoreWhether you’re thinking about purchasing an existing home, renovating a current home or looking at building a new home, you will need to do some essential planning to ensure the best outcome.
Read MoreTo get a clearer view of the mortgage process, it’s helpful to know some of the factors that will be considered when your mortgage application is reviewed.
Read MoreComparison rates take the hard work out of comparing the cost of different loans, but they are not the only thing to consider when you're shopping around for a loan.
Read MoreloansHub has compiled common mortgage terms that are frequently used by lenders and potentially misunderstood by some borrowers.
Read MoreCredit card balance is the total amount of money you owe on your credit card account at any point in time during the statement cycle.
Read MoreMaybe you’ve spent more than expected on renovations, or you’ve recently taken a personal loan for a new car, or you have racked up a large credit card balance, or you’ve decided to put your kid (s) through an exclusive private school.
Read MoreMortgage repayment calculation consider these five factors:
Read MoreIdentity fraud is when someone actually uses another person's information to impersonate them, whether the victim is dead or alive, to commit illegal activities like opening a bank account, taking out a mortgage and more.
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