This article will explore what passive income is, why property investment is an excellent avenue for generating it, and provide strategies for building a robust property portfolio within a decade.
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In the journey toward achieving financial independence, the clarity of your strategy can often determine the swiftness and sustainability of your success.
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Becoming wealthy isn’t just about having a high income or striking it rich with a lucky investment. True wealth is a combination of financial security, personal fulfillment, and a strong support network.
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This article will explore what passive income is, why property investment is an excellent avenue for generating it, and provide strategies for building a robust property portfolio within a decade.
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This article delves into the multifaceted role of mortgage brokers in the home loan process, highlighting their importance in ensuring a smooth and advantageous financing experience for borrowers.
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In this article, we explore various methods to tackle debt, including the debt avalanche and debt snowball methods, and discuss approaches for different types of debt a typical family might have.
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As an Australian property owner or aspiring homebuyer, managing your finances effectively is crucial.
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This article will explore the various types of property valuations, the conditions under which each type is utilised by lenders, what each valuation covers, and the circumstances under which property owners can challenge a lender's valuation.
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Homeownership often begins with understanding how to manage the financial risks associated with having a mortgage and managing your household finance.
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In the competitive Australian property market, making your home stand out to potential buyers can significantly affect its sale price.
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This article delves into strategies for optimizing your superannuation investment mix, considering different career stages, the uniqueness of self-managed superannuation funds (SMSFs), and the benefits of integrating Environmental, Social, and Governance (ESG) investments into your portfolio.
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Financial stress is a common issue that affecting more and more Australians. It can be particularly difficult when your income is not increasing at the same rate as inflation. This means that the cost of living is increasing, but your income is not keeping up.
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Deciding to buy an investment property is a major decision as it involves another financial commitment you need to meet. While it's a nice idea to own an investment property or two, knowing if you're ready to buy can be complicated as you need to factor in cost of unexpected expenses.
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Let’s explore why using mortgage brokers offer distinct advantages that can significantly benefit borrowers, with access to a wide range of lenders and expertise in navigating the complex mortgage landscape.
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In this article, we will guide you through the process of finding and selecting the right mortgage broker for your specific requirements.
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When we need a home loan, regardless if it’s to purchase or refinance a property, we tend to go to our existing banks as we feel that we have a relationship with either the brand, branch and occasionally with particular staff members themselves.
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With real estate agents increasingly encouraging sellers to take advantage of sellers’ market in-order to maximise their possible sale price, it’s no surprise sellers want to capitalise on bidder competition.
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With the interest rates (cost) on offer for home loans at historically low levels, more and more borrowers are asking if they should fix their home loan and for how long?
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We, Australians are a trusting bunch, even after the Banking Royal Commission in 2019 and the 2020 ACCC report on mortgages confirmed, what we all knew, banks don’t have our best interest at heart, most of us still stayed loyal and continue to miss out on a better financial outcome for our future selves.
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For a savvy property buyer, good debt is any borrowed money which is used for investment purposes. Mind you, not just any investment i.e. buying part share is a greyhound syndicate doesn’t qualify as a good debt, the investment has to be income producing with a strong potential for capital growth over time.
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