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How to develop good money habits

For anyone wanting to learn how to develop and maintain good money habits, transform negative mindsets, and budget for an ever-changing financial situation. Here are some of the qualities common to people who are good with money.

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Shared ContentNav Dharan17 January 2021Property, Realestate
How to make your home more enjoyable in 2021

Even though research shows productive soars when working from home, it also causes stress, confronting us with reminders of things pending in our inbox even after we finish for the day.

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Shared ContentNav Dharan17 January 2021Realestate, Property
How to stop fearing money and shift your mindset

Mindset is key, especially when it comes to money. If your mindset is set on lack instead of luxury, you’ll always be living with less than you deserve.

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Shared ContentNav Dharan17 January 2021Property, Realestate
What to consider when applying for a home loan in 2021

Home loans, the rate you want and the rate you may get offered depends on what security to loan ratio you’re borrowing at as well as the product you want among other things.

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Shared ContentNav Dharan11 January 2021Property, Realestate
Tips on how to keep your indoor plants healthy

All too often we either love our houseplants or neglect them to death. But with some common sense on your part, a little love and a dash of courage, your indoor plants can thrive.

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Shared ContentNav Dharan10 January 2021Property, Realestate
How to save for your first home on single income

Just because you’re single borrower or joint borrower in a single income family doesn’t mean you’ll never be able to save enough to buy a home. It can be done. It’s a matter of choice.

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Shared ContentNav Dharan10 January 2021Realestate, Property
How to stay cool without turning on your air conditioner

Whether you want to save money by running your air conditioner less or brave the heat without one, these steps will help you stay cool and be kinder to our planet.

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Shared ContentNav Dharan10 January 2021Realestate, Property
How one magic number could get you a better home loan

When you apply for a new home loan or to refinance your existing one, lenders will not only assess your borrowing power, they’ll also check your credit history for your credit score, in order to decide whether or not you’re worth extending credit to/ lending to.

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Shared ContentNav Dharan9 January 2021Property, Realestate
Two property investment strategies and how to make it work for you

In property, it comes down to cash flow vs capital growth, these are the major property investment strategies promoted by experienced investors for novices to focus on.

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Shared ContentNav Dharan8 January 2021Property, Realestate
How smart property buyers can succeed in 2021

One of the most important lessons to remember is, never get too carried away when the market is booming nor too disenchanted during property slumps. Letting your emotions drive your purchase decision is a sure-fire way to disaster.

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Shared ContentNav Dharan28 December 2020Property, Realestate
How to Choose a Kitchen Sink Size

An extra-wide kitchen sink will obviously give you more space for food prep and clean-up, and you might prefer it over the confines of a smaller sink, but bigger sinks typically cost more and can take up valuable real estate in a small kitchen.

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Shared ContentNav Dharan28 December 2020Property, Realestate
4 money savings tips if you want to buy a house in under 5 years

Buying a house also means getting a home loan and a mortgage is a big (and expensive) commitment that comes with a 30-year term, but it also comes with a unique set of rewards.

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Nav Dharan27 December 2020Realestate, Property
3 smart ways to use your money when you pay off your personal loans and don’t have a mortgage

For many people, paying off personal debt is a pivotal moment, once it’s gone, you’ll find yourself with a budget that suddenly has an extra few dollar or two left over each pay cycle. And now that you’ve paid off your debt, you have created more opportunity for your financial future.

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Nav Dharan27 December 2020Property, Realestate
How to make your new year's eve feel special

Whether you’re toasting a brighter year ahead (or offering good riddance to 2020), have a look through this list and see if any of these ideas spark inspiration.

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Shared ContentNav Dharan27 December 2020Realestate, Property
Getting a pet this Christmas? How to ready your home.

You’ve decided you’re ready to welcome a pet into your home this festive season, either as a gift for your children or yourself. Depending on whether you’re getting a playful pup or a purr-fect cat, there are different ways to prepare your home.

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Shared ContentNav Dharan13 December 2020Property, Realestate
How having consumer debt can rob you of your future wealth

Carrying debt is expensive, and if you are carrying debt, you need to be aware of the cost of maintaining that debt is. Nobody ever gets rich by being in (the wrong kind of) debt. If you are interested in building your wealth, the first thing you need to do is to work your way out of debt.

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Shared ContentNav Dharan6 December 2020Property, Realestate
How to negotiate more effectively in the current market when buying property

This year has seen a surprisingly turn around for the housing market. Hundreds of thousands of home owners had to defer their repayments to the bank, and therefore you’d think the economic hardship and job losses would have led to desperate property owner trying to sell.

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Nav Dharan6 December 2020Property, Realestate
How to save thousands in the new year by reviewing your debts this festive season

If you have a mortgage, take the first step towards improving your financial situation by reviewing your biggest debt. Use these tips for the best ways to save money when you refinance your home loan and you’ll be scooping up those savings in no time.

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Nav Dharan6 December 2020Property, Realestate
How to care for your Christmas tree

Artificial trees may have increased in popularity, but for the purist, only a real tree will do. No matter how realistic it looks, an artificial tree can’t compete with the scent and feel of a real evergreen. It’s a living part of nature that, for a short time, we give a place of honour in our homes.

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Shared ContentNav Dharan6 December 2020Property, Realestate
4 things you can do today, for better finances tomorrow

The good, and perhaps surprising, news is that we’ve actually seen people become more conscious with their finances because of the pandemic. In fact, Australian Bureau of Statistics data shows that people are saving more of their money than before the pandemic.

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Shared ContentNav Dharan3 December 2020Property
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The information on this website is general in nature and cannot be construed as financial advice. To the extent permitted by law, no liability is accepted for any loss or damage as a result of any reliance on this information. Consider your own goals, needs, objectives and financial situation before making a financial decision. You should obtain independent legal and financial advice where applicable.
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